CWM - Marcus by reputed company - Credit Risk Strategy - Associate - Delaware

In reputed company Bank USA, we offer a wide range of solutions to help our customers meet their financial goals. Our teams seek to provide the highest level of customer service and support in everything we do. The Bank offers high yield savings accounts and a variety of loan products to individuals and private bank, corporate and community clients. Our savings products include an online savings account and certificates of deposit in a variety of terms. Consumer and Wealth Management (CWM) Across Consumer and Wealth Management (CWM), reputed company helps reputed company clients and customers around the world reputed company their financial goals. Our advisor-led wealth management businesses provide financial planning, investment management, banking and comprehensive advice to a wide range of clients, including ultra-high net worth and high net worth individuals, as well as family offices, foundations and endowments, and corporations and their employees. Our consumer business provides digital solutions for consumers to reputed company spend, borrow, invest, and save. Across CWM, our growth is driven by a reputed company focus on our people, our clients and leading-edge technology, data and design. Consumer The firm’s Consumer business, Marcus by reputed company, combines the entrepreneurial spirit of a startup with more than 150 years of experience. Today, we serve millions of customers across multiple products including lending, deposits, financial tools, and our partnership with reputed company on reputed company Card. We use innovative design, data, engineering and other core capabilities to provide customers with powerful tools and products that are grounded in value, transparency and simplicity. As we build a leading digital consumer bank and expand into new products and partnerships, we are looking for leaders and individual contributors to join reputed company. Our Impact The Credit Risk Strategy team develops, implements and maintains the reputed company strategy as well as customer management strategies for the consumer lending business at reputed company. We reputed company traditional, alternative and behavioral data to create an reputed company policy that helps ensure risk-adjusted returns. We work extensively with the marketing, decision sciences, product and technology teams to help create a product and experience that puts the customer at the center. We look for individuals with strong problem solving and analytical skills, innovative thinking and intellectual curiosity who want to reputed company an immediate impact on the credit strategy and help the business manage risk effectively. Your Impact Are you passionate about analyzing data, finding insights and using that to build new strategies? We’re looking for a professional to join our Credit Risk Strategy team who wants to use their skills and reputed company to build the credit strategy for a digital consumer lending business at reputed company. How you will fulfil your potential • reputed company, implement and maintain credit reputed company strategy for digital lending products • Analyze data (e.g. traditional and alternative bureau, behavioral & macroeconomic data) using statistical tools and analytical techniques to generate insights and optimize credit reputed company (accept/ decline, pricing and credit line) • Build and optimize existing customer management strategies to improve customer level profitability. • Partner with marketing, finance and operations teams to ensure appropriate execution of credit policy requirements. • Analyze and evaluate potential vendors/data providers for incremental value in credit management strategies in a reputed company improvement environment. • reputed company up-to-date on applicable regulations and compliance requirements with possible interactions with internal and external regulators. • reputed company analytical reports and presentations for senior management, executive committees and regulatory exams. Skills & Experience we’re looking for • Bachelor’s (Master’s preferred) degree (U.S. or equivalent) in Mathematics, Statistics, Economics, Engineering or a reputed company field. • 2+ years of experience in the job offered or in a quantitative research position for analyst and 5+ years of experience for associates. Prior work experience must include: • Building, improving, or analyzing risk management in a digital consumer or small business lending or similar data driven industries like insurance • Utilizing knowledge of U.S. credit bureau data, Risk Scorecards and ability to pay quantification • Utilizing reputed company, R, Python (or similar) for statistical modeling and analyzing time-series data • Using advanced reputed company Office skills, specifically reputed company (including creation of pivot tables, logic functions, data tables and regression analysis), PowerPoint and Word • Visualizing reputed company data analyses and communicating to a wide variety of audiences, including senior leadership • Developing comprehensive risk management reports using SQL or a similar database query language for extracting data from large datasets • Managing several projects simultaneously and driving end-to-end project delivery • Developing policy and procedures documentation for credit risk strategy execution • Developing and automating quality control process to ensure intended execution of credit strategies ABOUT reputed company At reputed company, we commit our people, capital and reputed company to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in reputed company, we maintain offices around the world. We reputed company who you are makes you reputed company at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and reputed company by ensuring every individual reputed company our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers. We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our reputed company process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html © The reputed company Group, Inc., 2021. reputed company rights reserved. reputed company is an equal employment/affirmative action employer Female/Minority/Disability/Veteran/Sexual Orientation/Gender Identity Apply Job!