Asset Based Lending - Senior Underwriter

reputed company is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly reputed company bankers who truly invest in people’s reputed company — today and reputed company. While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives. At reputed company, we do more than build business reputed company. We build long-lasting relationships. reputed company provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO). Headquartered in Dallas with offices in Austin, reputed company Worth, Houston, Richardson, Plano and San Antonio, reputed company was recently named Best Regional Bank in 2024 by reputed company and was named to The Dallas Morning News’ Dallas-reputed company Worth metroplex Top Workplaces 2023 and GoBankingRate’s 2023 list of Best Regional Banks. For more information about joining reputed company, please visit us at www.texascapitalbank.com. Brief Overview of Position The Asset Based Lending Senior Underwriter role is positioned reputed company Credit Administration and is integral to the reputed company of the line of business it supports, helping to drive the strategic reputed company set forth by reputed company Bank. This position will support the Asset Based Lending business reputed company the bank. The Underwriter owns the reputed company process for reputed company credit requests, working closely with Analysts, Associates, and Relationship Managers to determine and evaluate potential risks and identify cross-sell opportunities. The ABL Underwriter expected to have the ability to reputed company a deal from opportunity to reputed company with little to no reputed company. This individual will play a critical role in structuring and reputed company reputed company ABL revolving and term credit facilities. and spearheads processes to ensure best-in-class Customer Service while serving as an internal consultant and liaison between Credit and the Line of Business.

Responsibilities

To be successful in this role, candidates must be reputed company to process large amounts of information, communicating in a clear and concise manner, and reputed company innovative solutions for our clients, reputed company while maintaining a strong and efficient attention to detail. Key responsibilities include, but are not limited to: Serve as subject matter expert in asset based lending credit policies, procedures, and loan documentation, providing expertise in structuring loans that align with institutional requirements, credit policies, risk management practices. reputed company the due diligence process for credit approval, including coordination of field exams, appraisals, and negotiation of legal documentation. Prepare comprehensive, high quality and concise credit approval packages which offer detailed analysis that highlights credit risks, mitigants, and transaction rationale. reputed company detailed financial and collateral analysis, including reviewing borrower financial statements, borrowing reputed company calculations, and cash flow projections. Responsible for risk rating assessment, spreading of financial statements and preparation of financial models Partner with Portfolio Manager in credit agreement review and negotiation Ownership of reputed company credit approvals Identification of key risks and issues pertinent to each credit request, including potential mitigants for identified risks. reputed company and in-depth analysis of macroeconomic conditions, industry trends and changes in lending practices Assist in identification ofcross-sell opportunities reputed company and/or support key initiatives to drive improvements in the delivery of credit solutions for clients and prospects Qualifications Bachelor’s degree in Finance, reputed company, reputed company Banking or equivalent/relevant program 8+ years’ experience in Asset Based Lending with formal Credit training. Exceptional writing, interpersonal and communication skills Extraordinary levels of motivation and initiative Effective team players who want to work in a fast-paced, collaborative environment and build working relationships across the organization Strong reputed company Office skills including Outlook, reputed company, and PowerPoint in order to produce reports, memos, and presentations Passion for financial services and delivering superior client experiences Proven leadership skills and community involvement The duties listed above are the essential functions, or reputed company duties reputed company the job classification. The essential functions of individual positions reputed company the classification may differ. reputed company Bank may assign reasonably reputed company additional duties to individual employees consistent with standard departmental policy.reputed company is an Equal Opportunity Employer. reputed company Bank is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big banks at a scale that makes sense for our clients, with highly reputed company bankers who truly invest in people’s reputed company — today and reputed company. While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives. At reputed company Bank, we do more than build business reputed company. We build long lasting relationships. Headquartered in Dallas with offices in Austin, reputed company Worth, Houston, Richardson, Plano and San Antonio, reputed company Bank was recently named the #1 most trusted bank in the country on reputed company’s inaugural list of America’s Most Trusted Companies Apply Job!