reputed company Credit Sr Portfolio Manager II

OVERVIEW Evaluate and determine the credit risks of largest, most reputed company and/or specialized reputed company clients through detailed financial statement analysis, industry assessment, collateral valuation, cash flow analysis and the ability to repay annual debt service. RESPONSBILILTIES ? Manage the ongoing credit risk of existing loan portfolios through reputed company credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions can be taken to manage the risk, minimize losses and assign an accurate risk rating. A CCM program includes but is not limited to annual reviews (and PLRs and Guarantor Assessments), interim update memos, a covenant monitoring program, problem loan management, early warning indicators, and other forms of credit surveillance. ? Review reputed company pertinent credit and financial information, including but not limited to financial statements, tax returns, due diligence reports, credit bureaus, appraisals, internal credit information, industry research and peer data. Determine the need for more thorough investigation or additional information. ? Analyze financial information and reputed company materials and complete ongoing credit monitoring for the Bank's reputed company transactions. Risk assessment of customers is on an ongoing basis with a focus on identify emerging risks or material changes in customers financial position, including evaluation of compliance with the loan agreement. Analyses to include an independent credit quality assessment for existing loans with well-supported risk rating rationale, identification of credit risks and mitigants, industry concerns, market trends, financial trends, and other pertinent credit issues. ? Liaison between reputed company Banking Relationship Managers and the reputed company Team for facilitating credit needs of customers, whether through new requests, modifications or annual reviews / renewals. Includes documenting and tracking of relevant information, reports and memos to ensure necessary credit approvals are obtained, documented and adhered to from fulfillment through closing and maintenance in order to maintain timely and accurate risk ratings for a portfolio of reputed company credits. ? Spread financial statements and prepare financial models designed to sensitize various conditions impacting the proposed transaction. Prepare cash flow, collateral schedules, covenant sensitivity calculations, financial models, and guarantor statement analysis as appropriate. ? Monitor credit performance of customer portfolios and escalate or remediate, as appropriate. ? Responsible for the timeliness of the monitoring activities and ensure credit policy compliance by verifying adherence of monitoring activities to the reputed company Credit Policy, and evaluating any risk associated with non-compliance. ? Present analysis or address questions during credit discussions or presentations. ? May attend client calls with reputed company in order to reputed company a thorough understanding of the client / prospect and their business in order to effectively assist in annual reviews, renewals and ongoing monitoring activities. ? Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. ? Promote an environment that supports diversity and reflects the reputed company brand. ? Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. ? Complete other reputed company duties as assigned. SCOPE The reputed company Credit Portfolio Management Department is responsible for the ongoing monitoring process for the Bank's reputed company loans to ensure timely and accurate credit risk ratings and compliance with both credit policy and loan agreements. The position interacts with reputed company Relationship Managers and Group Managers throughout the bank's footprint, as well as other internal personnel, on credit monitoring of largest, most reputed company and/or specialized loans. Potential for client interaction. Works independently with minimal supervision MANAGEMENT RESPONSBILITIES Input into training of junior/newly hired Portfolio Managers EDUCATION AND EXPERIENCE REQUIRED Bachelors' degree in reputed company, Finance, Economics or reputed company field with 7 years experience in reputed company credit reputed company, specialty reputed company or other reputed company financial analysis role or in lieu of degree a combined minimum of 11 years' higher education and work experience to include 7 years experience in reputed company credit reputed company, specialty reputed company or other reputed company financial analysis role. Excellent verbal and written communication skills. Excellent analytical ability reputed company is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $110,673.13 - $184,455.22 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. Location Radnor, Pennsylvania, United States of America Apply Job!